MorganBeta

Your fractional CFO.
Ask Morgan.

Morgan is your AI CFO. Ask anything about your cash flow, burn rate, or runway - or just make your accountant happy.

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No credit card required · Free for 30 days · Setup in under 5 minutes

Morgan is a super simple cash-flow & CFO tool for your everyday SMB.

We are not a heavy accounting software. And we will keep it that way.

(it's small, intentionally)

Why not just use
ChatGPT?

Great question. Here's the honest answer.

Morgan vs

ChatGPT

ChatGPT is smart.
But it can't see your numbers.

Hover to see why →

Morgan vs ChatGPT

ChatGPT gives generic financial advice with zero access to your actual transactions, burn rate, or runway. Morgan does.

  • Connects directly to your real transaction data
  • Every answer is grounded in your actual numbers
  • Tracks burn rate, runway, and categories automatically
  • Purpose-built for financial analysis
  • ChatGPT has no access to your bank data
  • ChatGPT makes up numbers without a source
  • ChatGPT forgets context between sessions
Try Morgan instead

Morgan vs

XeroQuickBooksFreshBooksSageWave

Xero & QuickBooks track.
Morgan thinks.

Hover to see why →

Morgan vs Accounting Apps

Accounting software records what happened. Morgan tells you what it means, instantly, in plain English.

  • Plain-English answers, not just dashboards and charts
  • Ask "what's my runway?" and get an instant answer
  • Proactively flags anomalies and cost spikes
  • Works on top of your existing accounting data
  • Accounting apps show data, they don't explain it
  • Requires hours of manual analysis to get insights
  • Still need an accountant to interpret the reports
Try Morgan instead

Morgan pairs perfectly with your accounting software it adds the intelligence layer on top.

Everything to understand
your cash flow.

No more guessing. Just clarity, for you and your accountant.

Ask Morgan

Ask anything. Get a real answer, not a generic chart.

Type a question in plain English and Morgan queries your actual transaction data. Ask about burn rate, runway, top costs, or revenue trends. Generate charts, export spreadsheets, or request a full CFO-style financial analysis, in seconds.

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Dashboard & Transactions

Your books, your invoices, your dashboard, all in one place.

Morgan categorizes your transactions with AI, enhances raw bank data with merchant info, and automatically pairs invoices from your Gmail or Outlook inbox. Your cash flow dashboard stays live and accurate without any manual work.

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Smart Goals

Set financial goals and track them without a spreadsheet.

Define targets, reduce SaaS spend, hit a revenue milestone, maintain runway above 6 months. Morgan tracks your progress automatically and flags when you're drifting off course before it becomes a problem.

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Import & Export

Upload once a month. Download everything your accountant needs.

Import transactions via CSV or connect Xero, QuickBooks, or other integrations. At month-end, download a clean ZIP with your statements, categorized transactions, and paired invoices, ready to hand straight to your accountant.

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See it before you
commit to anything.

No signup. No credit card. Just a live demo with real company data.

Try it now

See Morgan in action
with real data.

Explore a fully loaded demo company, 14 months of transactions, AI-powered insights, burn rate, and revenue trends. No account needed.

Or create a free account →

Demo data is read-only · No login required

Start understanding your
finances today.

Connect your data and ask your first question in under 5 minutes.

Get started free

No credit card required. Free for the first 30 days.