Pricing
Simple, honest pricing.
No surprises.
Start free. Upgrade when you need more. Cancel anytime, no lock-in, no hidden fees.
Free
Explore Morgan with real data. No credit card needed.
- 100 transactions / month
- 1 bank account
- 10 AI questions / month
- CSV import
- Transaction categorization
- Cash flow dashboard
Starter
For solo founders who want real financial clarity.
- 500 transactions / month
- 1 bank account
- 50 AI questions / month
- QuickBooks & Xero sync
- AI CFO question templates
- Charts & export
Growth
For growing teams who need more depth and control.
- 5,000 transactions / month
- 3 bank accounts
- 500 AI questions / month
- Team access (up to 3 users)
- Invoice collection
- Monthly financial reports
Scale
For scaling businesses that need unlimited everything.
- Unlimited transactions
- Unlimited bank accounts
- Unlimited AI questions
- Unlimited team members
- Forecasting & scenarios
- API access
All prices in USD, billed monthly. Have questions?
What's included
| Feature | Free | Starter | Growth | Scale |
|---|---|---|---|---|
| Transactions / month | 100 | 500 | 5,000 | Unlimited |
| Bank accounts | 1 | 1 | 3 | Unlimited |
| AI questions / month | 10 | 50 | 500 | Unlimited |
| Team members | 1 | 1 | 3 | Unlimited |
| CSV import | ||||
| Transaction categorization | ||||
| Cash flow dashboard | ||||
| Charts & export | ||||
| QuickBooks & Xero sync | ||||
| AI CFO templates | ||||
| Invoice collection | ||||
| Monthly reports | ||||
| Team management | ||||
| Forecasting & scenarios | ||||
| Deep financial analysis | ||||
| API access | ||||
| Support | Priority Email | Priority + Slack |
Need more?
Custom enterprise plan
Unlimited team members, dedicated onboarding, custom integrations, SSO, audit logs, and a dedicated Slack channel. Get a quote tailored to your company.
Talk to usCommon questions about pricing
Can I change plans later?+
Yes. You can upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades apply at the end of your billing period.
What happens when I reach my transaction limit?+
We'll notify you when you're at 80% of your monthly limit. If you hit the cap, imports are paused until the next billing cycle or you upgrade.
Is there a free trial on paid plans?+
Yes, every paid plan starts with a 30-day free trial. Full access, no credit card required to start.
Do you offer annual billing?+
Annual billing with a 20% discount is coming soon. Email us at hello@useharvey.co if you'd like early access.
More questions? See the full FAQ or email us.